Travel Insurance – When Do You Need It?

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically.  (Wikipedia) Travel insurance makes the most sense when you have higher cost pre-paid and non-refundable expenses associated with a trip so that if there is a need to […]

Cooking Safety through the Holidays

Did you know that there are about 1,400 cooking fires per year on Thanksgiving?  This is more than 3X the average for every other day of the year!  Furthermore, since 2004 there have been 107 fires due to frying turkey that have caused 47 burns and $5.2 millions worth of property damage!  Keep in mind […]

Uninvited Guests – Pest Control for Your Home

Every old house homeowner knows there are time of the year when they find some unexpected house guests.  When the weather warms in the spring and summer months, the small trails of ants might appear in your kitchen, and in the fall months, as the weather cools, there are sometimes little creepers that find their […]

Storm Season Driving Safety

Most of the summer months are dedicated to storm season.  In between the days that are perfect for the beach, with blue and yellow skies, are days full of heavy rain, winds, and flooding, with the occasional–for Upstate New York–hailstorm, tornado, and hurricane.  These weather conditions, in combination with increased vacationing travel, road work, and […]

How does Installing a Pool Affect Homeowners Insurance?

One of the small joys of the summer season for adults and children alike is being able to go swimming.  Cooling off in the water offers relief from the heat and humidity.   If you are looking for the convenience and benefits of having your own backyard pool, don’t forget to consider the added cost of […]