Trees and Your Insurance

Spring is a good time to check your property for tree damage. Spring weather can be erratic, as we well know this year from our April sub-freezing temperatures and snow storms.  Despite this, we can say with certainty, it will begin to warm up.  As your yard becomes walk-able once again, we encourage you to […]

Home and Household Tax Deductions

With just a little more than a month left for filing tax returns this year, it’s a good time to think about what things might qualify for an extra deduction.  In addition to your mortgage and some loan interest payments, some of your 2015 household improvements might be deductible.   Home improvements eligible for deduction […]

Fireplace Safety

Despite the fact that this winter has been mild so far in comparison to the last two years, the months of February and March are still key months for fireplace use. By keeping in mind the following fireplace safety tips, you can protect your property and the lives of your family and neighbors. Inspect and […]

Snowmobiling in Otsego County

If you are a snowmobiling enthusiast, you know that our area is a great place to play!  According to iloveny.com, New York offers over 10,400 miles of trails throughout the state.  There are over 230 local clubs associated with the New York State Snowmobiling Association and information available on events, trails, places to stay, tips […]

Snow Removal Safety

We have been very fortunate in our region this year to have not had any significant snowfall so far this winter.  But, as we all know – those days are coming!  Our favorite snow-shoveling days are the ones where each morning, there is only a tiny layer of new snow – light and powdery enough […]