Articles
This collection of articles is updated on a regular basis – we hope you will find them useful! Use the search function to explore a particular topic or category.
Winterizing Your Vehicle
Tips for Safe Driving and Insurance Savings Winter is a beautiful but challenging season for drivers. Cold temperatures, snow, ice, and freezing rain can make road conditions treacherous. To ensure your safety and minimize the risk of accidents during the ...
Winter Home Maintenance Tips
Protecting Your Home and Preventing Insurance Claims As winter approaches, homeowners often focus on holiday preparations and staying warm, but it's equally important to prepare your home for the challenges that the cold season brings. Winterizing your home not only ...
Hurricane Preparedness for Homeowners
Protecting Your Home and Family Hurricanes are powerful and unpredictable natural disasters that can wreak havoc on homes and communities, even in our region in upstate NY. As a homeowner, being prepared for hurricane season is essential to safeguard your ...
Back-to-School Safety and Auto Insurance
Protecting Students and Your Premiums As the summer season comes to an end, it's time for students to return to school. The start of the school year brings bustling school zones and the reappearance of school buses on the roads ...
Life Insurance for Young Families
Protecting Your Loved Ones Today and Tomorrow When you're a young parent, life is a whirlwind of diapers, first steps, and sleepless nights. Amid the chaos and joy of raising a family, one important consideration that often gets overlooked is ...
Spring Cleaning for Home Insurance Savings
A Fresh Start for Your Home and Your Wallet As the days grow longer and temperatures rise, spring is the perfect time to breathe new life into your home. While the idea of spring cleaning often conjures images of dusting, ...
Protecting Your Loved Ones (Life Insurance Awareness Month)
Life Insurance – Do It for Love! It’s called Life Insurance, but it could just as easily be labeled Love Insurance. Buying life insurance is really an expression of love. It lets loved ones know that you care so much ...
Starting the New Year Fresh
The Importance of Reviewing and Updating Insurance Policies in the New Year As the calendar turns a new page, many individuals and businesses take the opportunity to set resolutions and goals for the year ahead. Among the priorities that often ...
Small Business Insurance Essentials
Protecting Your Enterprise and Your Dreams Starting and running a small business is a dream come true for many entrepreneurs. However, along with the excitement of entrepreneurship comes the responsibility of safeguarding your business against unexpected challenges. Small business insurance ...
Vacations and Home Security
Protecting Your Haven While You're Away The anticipation of any vacation is a delightful feeling, but it's essential not to let excitement overshadow the importance of securing your home while you're away. Whether you're planning a weekend getaway or an ...
Motorcycle Safety and Insurance
Protecting Yourself On and Off the Road Motorcycles offer a thrilling and liberating way to travel the open road, but they also come with unique risks that demand heightened attention to safety and insurance considerations. In this comprehensive guide, we'll ...
Personal Pension Plans for Business Owners
Building Your Future: The What, Why, and How of Personal Pension Plans for Business Owners As a business owner, your focus is often on the present — managing operations, growing your enterprise, and ensuring its success. However, planning for your ...
Auto Insurance Basics
Understanding The Types of Coverage When it comes to auto insurance, navigating the sea of coverage options can be overwhelming. You want to make sure you're adequately protected, but you also don't want to break the bank. Understanding the various ...
Summer Storms and Your Insurance
Protecting Your Home and Peace of Mind Summer is a season of sunshine, warmth, and outdoor activities. However, it also brings the potential for severe weather, including thunderstorms, hurricanes, and heavy rainfall. These summer storms can pose risks to your ...
Supplementing Your Retirement Income
Securing Your Finances During Your Golden Years Retirement is a significant milestone, but it often comes with financial challenges. With increasing life expectancies and the uncertainties of economic landscapes, relying solely on traditional pension plans and Social Security may not ...
Business Succession – Do you have a Plan?
Passing the Torch: The Importance of Setting Up a Business Succession Plan Starting and building a successful business is a significant achievement, but it's equally crucial to plan for the future. A business succession plan is a strategic framework that ...
College Bound does not have to mean Financially Strapped
Smart Strategies to Afford Sending Your Kids to College Sending your kids to college can be a rewarding but financially challenging endeavor. Rising tuition costs and other associated expenses - for things like clothing, dorm equipment, textbook fees, meal plans, ...
Early Spring Home Improvement Projects
Spring is a time of renewal and rejuvenation, and for many homeowners in our region, it's also a time to tackle home improvement projects. With the arrival of warmer weather and longer days, it's an ideal time to get started ...
William Cooper’s Vision for the Maple Sugaring Industry in Otsego County, NY
William Cooper, a pioneer and visionary of the maple sugaring industry in Otsego County, NY, had a unique and innovative approach to the production and marketing of maple syrup. He saw the potential for the maple sugaring industry to provide ...
The Craft Beverage Industry and Its Impact on Otsego County, New York Economics
Otsego County, located in central New York State, is known for its rich history and natural beauty. In recent years, the county has also become known for its thriving craft beverage industry, which has had a significant impact on the ...