Commercial General Liability covers many of the types of losses which may result from negligence related to losses due to trips or falls, losses due to distribution of defective products and losses due to employee error.

The Commercial General Liability policy provides three separate coverages:

• Coverage A:  Bodily Injury and Property Damage Liability – This provides the insured with the promise to pay damages on behalf of the insured and to defend the insured against claims and suits resulting from any covered peril that causes bodily injury or property damage.
• Coverage B:  Personal and Advertising Injury Liability – This provides the insured with the promise to pay damages on behalf of the insured and to defend the insured against claims and suits resulting from any covered peril that causes personal injury or advertising injury.
• Coverage C: Medical Payments – This provides payment of medical claims that are brought against the insured, including minimal payment of settlements to bring quick closure to a claim without the necessity of proving negligence on the part of the insured.

When discussing the what coverage your business needs it is important we understand your business and how it operates.

Call our office to see how we can be of service to you and your business.