Articles
This collection of articles is updated on a regular basis – we hope you will find them useful! Use the search function to explore a particular topic or category.
Spring Cleaning for Home Insurance Savings
A Fresh Start for Your Home and Your Wallet As the days grow longer and temperatures rise, spring is the perfect time to breathe new life into your home. While the idea of spring cleaning often conjures images of dusting, ...
Protecting Your Loved Ones (Life Insurance Awareness Month)
Life Insurance – Do It for Love! It’s called Life Insurance, but it could just as easily be labeled Love Insurance. Buying life insurance is really an expression of love. It lets loved ones know that you care so much ...
Starting the New Year Fresh
The Importance of Reviewing and Updating Insurance Policies in the New Year As the calendar turns a new page, many individuals and businesses take the opportunity to set resolutions and goals for the year ahead. Among the priorities that often ...
Small Business Insurance Essentials
Protecting Your Enterprise and Your Dreams Starting and running a small business is a dream come true for many entrepreneurs. However, along with the excitement of entrepreneurship comes the responsibility of safeguarding your business against unexpected challenges. Small business insurance ...
Vacations and Home Security
Protecting Your Haven While You're Away The anticipation of any vacation is a delightful feeling, but it's essential not to let excitement overshadow the importance of securing your home while you're away. Whether you're planning a weekend getaway or an ...
Motorcycle Safety and Insurance
Protecting Yourself On and Off the Road Motorcycles offer a thrilling and liberating way to travel the open road, but they also come with unique risks that demand heightened attention to safety and insurance considerations. In this comprehensive guide, we'll ...
Personal Pension Plans for Business Owners
Building Your Future: The What, Why, and How of Personal Pension Plans for Business Owners As a business owner, your focus is often on the present — managing operations, growing your enterprise, and ensuring its success. However, planning for your ...
Auto Insurance Basics
Understanding The Types of Coverage When it comes to auto insurance, navigating the sea of coverage options can be overwhelming. You want to make sure you're adequately protected, but you also don't want to break the bank. Understanding the various ...
Summer Storms and Your Insurance
Protecting Your Home and Peace of Mind Summer is a season of sunshine, warmth, and outdoor activities. However, it also brings the potential for severe weather, including thunderstorms, hurricanes, and heavy rainfall. These summer storms can pose risks to your ...
Supplementing Your Retirement Income
Securing Your Finances During Your Golden Years Retirement is a significant milestone, but it often comes with financial challenges. With increasing life expectancies and the uncertainties of economic landscapes, relying solely on traditional pension plans and Social Security may not ...
Business Succession – Do you have a Plan?
Passing the Torch: The Importance of Setting Up a Business Succession Plan Starting and building a successful business is a significant achievement, but it's equally crucial to plan for the future. A business succession plan is a strategic framework that ...
College Bound does not have to mean Financially Strapped
Smart Strategies to Afford Sending Your Kids to College Sending your kids to college can be a rewarding but financially challenging endeavor. Rising tuition costs and other associated expenses - for things like clothing, dorm equipment, textbook fees, meal plans, ...
Early Spring Home Improvement Projects
Spring is a time of renewal and rejuvenation, and for many homeowners in our region, it's also a time to tackle home improvement projects. With the arrival of warmer weather and longer days, it's an ideal time to get started ...
William Cooper’s Vision for the Maple Sugaring Industry in Otsego County, NY
William Cooper, a pioneer and visionary of the maple sugaring industry in Otsego County, NY, had a unique and innovative approach to the production and marketing of maple syrup. He saw the potential for the maple sugaring industry to provide ...
The Craft Beverage Industry and Its Impact on Otsego County, New York Economics
Otsego County, located in central New York State, is known for its rich history and natural beauty. In recent years, the county has also become known for its thriving craft beverage industry, which has had a significant impact on the ...
The Benefits of Shop Local Initiatives in New York State
In recent years, the concept of “shop local” has gained popularity across the United States, with many communities and businesses promoting the benefits of supporting locally owned and operated businesses. This movement has also taken hold in New York State, ...
Winter Snowmobile Safety: Tips and Best Practices
Snowmobiling is a popular winter activity, offering a fun and exciting way to explore the great outdoors. However, snowmobiling can also be dangerous, especially in challenging weather conditions. To help keep you safe on your next snowmobiling adventure, we've put ...
Safety Tips for the Home and on the Road
Accidents and incidents can happen at any time, but taking precautions and being prepared can help reduce the risk. Whether you're at home or on the road, there are many steps you can take to stay safe and lower your ...
Hiring a Contractor for your Home Improvements
Finding the right person to work with you on your home improvements can be a challenge. In our region, it is an industry where very few have websites to provide helpful information about who they are, how long they have ...
End of Summer Home Maintenance
We are all familiar with ‘Spring Cleaning’ where we open the windows after a long, cold winter and prepare for the beautiful warm summer months that are to come, but it’s also helpful to make yourself an ‘End of Summer’ ...